“We don't expect any substantial changes. However, if any changes are going to be made, customers will be notified, ... We think long and hard before increasing anyone's rate. We strive to be the low-cost provider and we want to be a part of your community, not just a service provider.”
“There are very small niches in the institutional investment community where there may be some sensitivity to (alcohol) investing, but it is quite the exception.”
“There have been some weather problems in some very important markets around the world. First of all, we can point to the flooding in China. Secondly, we can point to cold and rainy weather in parts of Western Europe.”