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“We have not invested in our franchises ... as aggressively as others or as aggressively as we should have. And we've had some execution misses.”
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“We could hit that ROE in 2006, but we don't expect to, We can generate earnings at that run rate through 2007.”
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“We haven't invested in our franchise or business lines or client base as aggressively as we should have. Clearly we had execution misses.”
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“We've had better attrition rates this year. We had bad attrition last year, mainly because of compensation.”
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